Credit Repair You Can Count On
3 years ago, I was jobless and practically homeless. Every day I would wake up to harassing phone calls from debt collection agencies and the phone calls wouldn’t stop until late into the night. What’s more, my mailbox was forever overflowing with certified mail from these same debt collection agencies making the same threats they made over the phone. So, in a last ditch effort to salvage what little morale I had left, I disconnected my phone service and stopped checking my mail altogether.
I had hit rock bottom.
I knew I could either employ a credit counseling and debt settlement company or file bankruptcy. And, although I knew employing a credit counseling and debt settlement company was the better option of the two, I simply didn’t have the money to pay the monthly payments they required for their services.
So, despite knowing full well that filing for bankruptcy would ruin my credit for seven years, I felt I had no other choice and I did just that. I had finally erased my debts, but my credit was absolutely destroyed. Landlords wouldn’t rent to me, employment opportunities were obliterated, and credit card companies auto-declined my attempts to get a credit card. Even when I managed to secure myself a job and could verify a consistent income stream, all creditors ever saw when they looked at my file was “bankruptcy.”
At that point in my life, there was no silver lining; there was no light at the end of the tunnel. All I could see was darkness. And, although I hadn’t given up, giving up was just on the horizon.
Then a friend told me about the Lexington Law firm, a group of attorneys who specialize in credit repair. Not surprisingly, I was very skeptical at first. I wondered how anyone could repair a credit score as deplorable as mine had become after I’d filed bankruptcy. But, I decided to give them a call anyways. After all, I figured I had nothing to lose and everything to gain.
Upon calling the 1-800 number featured on their site (1-887-662-2758), I was immediately put through to an extremely knowledgeable paralegal who took their time getting familiared with my situation. After I had relayed my story to them, they began walking me through a number of steps I could take at that very moment to get the wheels in motion towards fixing my credit. And, I did just that!
Fast forward to today: As a result of the help I received from Lexington Law, my credit score was repaired and subsequently improved by over 200 points! But, most importantly, creditors don’t laugh at me when I apply for lines of credit. I can now effortlessly secure myself housing, transportation, and employment. I haven’t received a harassing piece of mail or phone call from a debt collection agency in years, and for what it’s worth, I’m happier than I’ve ever been.
If you had asked me 3 years ago if I’d be standing here today writing my post-bankruptcy story completely free of debt with a credit score that’s been improved over 200 points, I’d have called you crazy. But, Lexington Law made me a believer. My only regret is that I didn’t find out about them sooner!