Those who wish to buy a house often go with mortgage loans. Still, nobody can acquire one for sure. Whether the applicant will be qualified for a home loan or not mostly depends on their credit record. The several kinds of mortgage loans that are

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Lenders evaluate a borrower's capacity to pay back a loan using a credit score, a scoring system. A high credit score indicates that the applicant probably can pay back the loan on schedule and in whole. A poor credit score would indicate that the

Your credit score may suffer significantly due to bankruptcy. Your report has a bad record for 10 years, which is impossible to remove with only diligence. Spending wisely helps one to rebuild the good marks required to raise their credit

Laws about debt collection guard against unfair debt-collecting methods for consumers. People's ability to pay their debts has been hampered by the abundance of abusive and dishonest debt collection techniques brought by collecting

Among the biggest credit reporting companies available in the United States is Transunion Equifax, Experian, and TransUnion constitute a bureau of the three main credit bureaus. The Transunion Credit Report offers a lot of credit history

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Consumers' rights to contest illegal charges, charges with inaccuracies, and undelivery of goods or services are described in the Fair Credit Billing Act (FCBA). A modification to the Truth in Lending Act, the FCBA mandates that lenders tell their

Global and years-long plague of credit card fraud has been afflicting the sector. Credit card firms have made large expenditures in innovative technologies recently to identify and stop fraud. The sector depends much on credit card fraud detection;

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