A Credit score is an important factor in the financial life of an individual. It affects the interest rates charged on loans, the approval of rental applications, and even the approval of new credit card accounts. Luckily, other applications can

Introduction Receiving notice that a bill has been written off can be rather troubling. It makes people ask questions such as when an account is charged off what does it mean, what are the ramifications and what can be done? Everything you want to

A Credit report is important when you apply for loans, credit cards, insurance, employment, housing, and many more. Employers and others have access to your credit report to see how credit-savvy you are and whether you pay your bills as and when

A flexible spending credit card or a flexible spending account debit card is just a special debit card that enables you to purchase a range of goods and services that are considered to be medical expenses using the money you have saved in your FSA.

Is It Possible for a Collection Agency to Report an Old Debt as New? If you have old debts that were under collection many years ago, you may be wondering if the collection agency can bring the period of reporting your debts from the beginning by

An Overview of Credit Freezes One approach customers may lock their credit reports and information is via a credit freeze or a security freeze. When your credit report is frozen, this slows the speed at which identity thieves may create new credit

What is the definition of Purchase APR for Credit Cards? APR is short for Annual Percentage Rate. On whatever debt you could carry forward to the following month's credit card payment, this is the rate charged. Usually, there are two forms of APR:

Opening Designed for online money transactions, PayPal lets users send, receive, and retain their money. PayPal has lately also begun giving consumers with strong credit ratings credit cards and lines of credit. Many PayPal customers now wonder if

Introduction It is crucial to develop solid credit for every child so that they do not struggle later in life. Maintaining good credit is important because individuals receive more favorable interest rates for things such as cars, college tuition,