While checking your credit report and credit scores, you might find that there are many scores from various agencies calculated with different scales. This can understandably cause some confusion as to which scores are important and how they compare

VantageScore 3. 0 is one of the credit score models that was created by the three credit reporting agencies Equifax, Experian, and Transunion. It was initiated in 2013 to replace the conventional FICO score and to offer a uniform model of credit

Rent-To-Own vs Buying a Home: Main Differences One other kind of owning a property is renting a house to buy. Under a rent-to-own, one pays rent and then purchases a house at a set price either inside the lease term or at its conclusion. On the

Credit scores and credit reports are two of the most important aspects of a person’s financial life. Here are fifteen important credit facts that every person should be aware of once the year 2024 begins. Understanding this basic credit

An Employment Credit Check – What Is It and What Does It Show? It is possible that when applying for a job, you can be required to consent to an employment credit check. This enables a potential employer to access some of the records of your

Explaining What A Debt Validation Letter Is, And How It Process Works Therefore, a debt validation letter is a specific kind of letter used by a customer to reply to a specific debt collection by a creditor or collector. Sending this form of letter

About Secured Credit Cards A secured credit card is a credit card that works based on a cash deposit that is used as a guarantee for the credit limit. The deposit amount acts as the credit limit on the card. The secured cards are meant for those

Deferment and Forbearance of Student Loans and Its Effects on Your Credit Should you find it difficult to pay back your student loans, you could be wondering whether to seek a deferral or forbearance. A deferral allows you, based on numerous

Managing Your Money The first thing to do if you are interested in getting a new car loan after a car has been repossessed is to ensure that your financials are in order. Banks and other financial institutions will expect you to solve the problems