How Many Days of Employment Is Allowed Before a Creditor Can Garnish Wages? Should you have outstanding debts and have not paid them, your creditors might pursue recovery of their money against you. Wage garnishment is one of those choices; it lets

Bankruptcy is therefore a legal procedure for persons and firms who are unable to meet their obligations with creditors. Bankruptcy laws also vary in different categories and the most common ones are Chapter 7 bankruptcy, chapter 13 bankruptcy, and

However, credit card shimming is the latest development in the skimming tricks, which has only emerged in the last couple of years. Credit card skimming is the act of utilizing a device to capture credit card details from clients as they pay for

The term ‘Rapid Rescore’ may not be new to most people, but those who have never heard of this term might be wondering what it entails. A rapid rescore is essentially a method whereby you can rebuild your credit report and change any

What income class are you in? Understanding the Middle Class? The concept of social classes and one’s place within it is not simply defined by income, but it may include education level, type of work, amount of assets, and other aspects of life.

Refusal to pay a collection agency If you have unpaid dues that you have not been able to pay, it means that the original creditor will at one point cease trying to recover the money directly from you and instead sell your debt to a collections

How to Eliminate a Credit Account that has been Closed? One of the reasons that having a closed account on your credit report can be detrimental is that it will bring down your score. You may notice that some of these accounts remain active longer

Introduction Here, depending on the credit score that you possess, will help determine the interest rate that you will be offered when shopping for an auto loan. Credit scores are important to lenders as they help them determine whether or not a

Explanation of Debt Consolidation Debt consolidation is where a new loan is made to enable the payment of other several debts so that one has to make only one payment every month. It is usually realized by a new loan, which helps to pay off other