How Minimum Credit Card Payments Affect Your Credit Score Of all the information that is reported to the credit bureaus, your payment history and balance on your credit card are the most influential in determining your credit scores. Most people
Marriage can be one of the most significant and wonderful stages two people can come across in a relationship. But it also combines your money lives, which can complicate things financially. This leads many newlyweds to ask a question – does
Obtaining pre-approval for a home loan is always a good place to start for most potential homeowners. The pre-approval process with a lender helps you determine the amount of the loan, the interest rate, and monthly payments for which you may
A Credit freeze has steadily emerged as one of the most popular methods of preventing identity theft in the recent past. Freezes limit the availability of your credit files and thus prevent unauthorized individuals from establishing new credit in
Does Freeing Credit Affect Your Credit Score? This is a measure that is quite advisable to protect an individual or company against the misuse of their credit details in identity theft and fraud. If a credit freeze is in place, no one can create
Does debt consolidation have any impact on your credit score? If you have multiple bills you are finding difficult to handle, debt consolidation might seem like a smart idea. This entails paying other types of credit you could have taken out using
Is Credit Limit Increase Good for Your Credit Rating? The reason is, that a higher credit limit comes with more spending power and allows for larger purchases using that particular credit card. However, it is good to know how CLI can affect credit
I am sure you have realized that when you are applying for a loan or a credit card, the credit reporting agency will pull your credit and this pulls your credit score down. This has left many people avoiding the process of checking their credit lest
Out of all the things that can affect your credit score, having an account sent to collections is one of the most dangerous. Knowing how collections are managed and trying to close collection accounts can help you improve your credit score in the