Introduction There is often a question about the influence of soft credit checks, which are also referred to as soft credit inquiries or soft pulls. Soft credit checks refer to a situation where a firm accesses credit information on an individual
Does a Pre-Approval Affect Your Credit Score? Sometimes when you are planning to make a large purchase such as a house or a car, you may seek pre-approval of financing. Pre-approval offers a general indication of how much and at what interest rate
How Does Getting a Mortgage Affect Your Credit Score? Purchasing a home is a major investment which is why some people get worried about their credit score as a result of selecting a particular type of mortgage. It makes sense to be concerned about
Does a credit freeze hurt your credit? One of the best strategies to stop identity theft on your credit records is to freeze them. A credit freeze closes off access to your credit records without your permission. This may stop a thief from building
How Does a Credit Check Affect My Score? When you apply for any credit card or a personal loan, auto loan, or mortgage, the credit provider is likely to access your credit report for purposes of deciding on whether to offer you credit or not. But
How does a Collection Agency impact your credit? Getting an account taken to collections can be stressful. You might be thinking about how it will help or harm your credit score when applying for loans or credit cards. This guide will explore how
Does Paying Late Fees Impact Your Credit Report? This is true because a good credit score is achieved when every outstanding bill and debt is settled promptly. What happens if you pay your bills late and get charged extra, for instance, through
Does An Inquiry Hurt Your Credit Score? Whenever you fill out an application for any type of credit- credit card, auto loan, or mortgage, for instance, the credit provider will run a check on your credit through your credit report. This is referred
Does Hospital Billing Contribute to Credit Rating? However outstanding medical bills can indeed affect your credit if the hospital has sent them to the collections. However, there have been some changes recently to try to shield consumers from