A credit score is one of the main components of a person’s financial life. It affects your chances of being approved for loans and credit cards as well as the interest rates to be charged. This is why you want to shy away from anything that could
A HELOC can be a valuable financial product that enables homeowners to obtain funds for home remodeling, consolidation of debts, medical bills, or tuition fees. However, those who are planning to open a HELOC should first learn the effects of this
What Happens When You Freeze Credit Cards: Does It Hurt Your Credit? Credit card freezing is another preventive measure that consumers can employ to ensure that no new credit accounts are opened in their name. However, some people get concerned if
Here are some of the questions that people ask: Does eviction affect your credit score? Being kicked from a rental house can be a quite trying and demanding event. Not only do you have to choose a new place to live quickly, but if the information
Credit limit refers to the amount of money that one is allowed to spend using his or her credit card. They occasionally check your accounts to find out whether you are suitable for an increase in your credit limit. However, when getting a credit
Most Chase credit card users are usually concerned if utilizing the Pay Over Time option affects their credit score. Chase Pay Over Time is a feature that allows users to pay for some of the purchases in installments instead of making full payments
What are the effects of having a Capital One pre-approval on credit score? If you have been lucky to receive a pre-approved credit card offer in the mail, you may think that accepting that offer will likely hurt your credit rating. Pre-screened
How Does Late Payment Impact Credit Score? A credit score is an important part of one’s financial life. An overview of your credit report affects many things, including qualifying for new credit cards and loans and the interest rates you will be
Can a credit check impact your credit score? Whenever you make an application for any credit like a credit card or auto loan or even a mortgage, the credit reporting agency is usually asked by the credit provider to report on you so that they can