Hard inquiries can remain on your credit report for up to two years, but they don’t have a direct impact on your score. The lender will do what might be seen as a hard credit check every time you apply for a new line of credit, credit card, auto

Does Your Zip Code Determine Your Credit Score? The location of your residence and the zip code on your address are not controlling features when it comes to your credit score. But there are other ways in which your geographic location can

How does credit card balance transfer impact credit score? Credit cards, especially those that are used frequently, have multiple statements and due dates each month, which makes it time-wasting to try and track all of them. This is why a lot of

How do Student Loans Affect Your Credit Rating? Tuition fees have evolved into a highly significant obligation for many students and their families. Student loan debt has become a large problem that has grown to over $1.7 trillion across the United

How Does Soft Credit Check Influence Credit Scores? Lenders, when you are applying for a loan, credit card, or even an apartment, will pull your credit report to evaluate how much of a credit risk you may pose. These types of credit checks are

Is Rocket Mortgage a Credit Pull? Whenever you apply for a mortgage, the lending firm will pull your credit report to decide whether you qualify for a home loan. When you apply for more than one mortgage within a short period, your credit scores

Is Opening a Checking Account Good for Your Credit Score Most individuals do not think twice about how a new checking account may affect them, mainly when they are opening one. For instance, a checking account lets you deposit money and withdraw

Medical debt affects your credit score in the following way. Sadder yet, among the most prevalent debts in the United States are medical bills. Unfortunately, most people find it difficult to pay for their health bills with growing health prices.

Today, Credit Karma is one of the leading free credit score and credit report monitoring platforms out there. As a company that has more than 100 million members, Credit Karma grants users simple internet access to their credit scores from