Part II: How to Obtain Your Credit Report for Free Your credit report gives details of your overall credit history involving your past payment records, your current credit account, and credit inquiries among others. It is advisable to monitor your
How to Remove Student Loans From Credit Report Scholarly loans for tuition and other college or graduate school expenses are available, but there are terms to them. Student loan debt cannot be easily paid off by getting discharged in bankruptcy and
Introduction A credit report is a crucial part of our financial existence. It is used in credit applications to determine whether or not one will secure a new credit card, get a loan for a car or home, sign a lease for an apartment, or join a
Introduction Inquiries are when other creditors ask the credit bureaus for a copy of your credit report when you apply for credit. Applying for too many credit lines or credit products in a short span also brings down your credit score as it may
Introduction A bankruptcy will lower your credit score and can lead to a hard time accessing credit facilities such as loans, mortgages, credit cards, and other credit facilities. And even if the bankruptcy is no longer apparent on your credit
Negative items can be defined as any items listed in your credit report that are unfavorable to your credit scores. Even if one has several negative items that appear on their credit report, the scores can drop significantly, and it also becomes
How to Freely Obtain Your Credit Report Every Year A credit report means an account of your loans and how you have been transacting in the credit market. This is something that should be done every 6 months so that one can always check whether or
How to Apply for Your Credit History Report Your credit report is a comprehensive record including details on your credit accounts, loan payment records, collection activity, and bankruptcy among other pertinent occurrences. The three main credit
As we have seen, negative information including medical debts remains on the credit report for up to 7 years, read the guide below to learn how possible it is to remove it. Medical debts are therefore considered when calculating your credit score