Introduction This is quite normal especially if you have been in credit for many years and the accounts have been closed. But active closed accounts on your report can affect your score in the wrong way in some other cases if they are maintained

Introduction Credit inquiries are also said to lower your score, especially if they are a lot within a short period. Excessive inquiries shall make you look instinctively in search of new credit and this will reduce your score. Luckily, there is a

Introduction Included in the credit report, hard inquiries are when a company takes your credit for consideration, mainly when you apply for credit such as credit cards or loans. Consequently, if the issuer receives too many hard inquiries within a

Get a Free Credit Report Your credit report includes information about credit cards and loans that you have as well as information related to accounts. It also incorporates your credit history and credit record, which refers to your ability to meet

Free credit reports from each agency are available once every 12 months. A credit report gives details on an individual’s credit history in terms of the ability to pay back the credit, outstanding balance, amount of credit utilized, and other

A credit report provides comprehensive documentation on a person's credit transaction and payment history. It includes details on credit cards, loans, mortgages, and any other financing underwritten under your name. Credit reporting companies such

If you are wondering how to get a free credit report then you are in the right place because we have provided all the details below. Details including the record of your payment, the amount outstanding, the length of your credit history, and

This page is all about explaining the steps on how to get a credit report. A credit report is information that is used to reflect your credit history and your activity. It consists of details on credit cards, loan accounts, mortgages, and other

Why You Should Obtain a Copy of Your Credit Report Within your credit report, you will find key information such as your payment history, the amount owed, credit accounts, inquiries, and so on. Knowing your credit report is the freedom to check