Basic Concept on Credit Inquiry and Effect You can apply for almost any form of a credit of your choice and this includes credit cards, auto loans, mortgages, and any other type of loan, the lending company will pull your credit report. This is
How to Obtain Your Copy of Credit Report A credit report is a summary of your credit record and it provides details such as payment records, outstanding balance, credit history, and even the age of the credit. This information is then summarized
Having collections on the credit report can reduce the chances of getting a loan, or being approved for a credit card by a long shot and reduce the credit score greatly. You can benefit from getting collections accounts removed and boosting your
How to Remove Bankruptcy Before the Seven-Year Mark Introduction Another negative on the list is the fact that bankruptcy can be reported on your credit report for as long as 10 years. This can make it very hard to secure credit since most
Introduction This is because a medical collection is a negative item that reduces your credit score and increases your credit risk to lenders thereby making it difficult to get approved for any type of credit. You would be shocked to realize that
With a collection on your credit report, your credit score could easily be reduced by a huge margin. Some of your collections show that earlier you were unable to pay a certain amount of money as planned and this can make your lenders have a
How Often Can You Receive Credit Reports For Free Every credit report shows details on your credit history and payment record, including whether or not you pay your payments on time. It is used to establish the credit score, which dictates one's
If you have all the credit reports, the next thing that you need to know is how to get the credit report. There is always information on your credit report that includes things like payment history, credit card balances, credit history length, new
How to Request Your Credit Report A credit report outlines valuable information on your credit profile: payment history, amounts owed, credit accounts, inquiries, and others. It is advised that you should also review your credit report so that the