A Plus Emergency Credit Repair Reviews?
A Plus Emergency Credit Repair – A Review
One credit repair company that promises to raise your credit score is A Plus Emergency Credit Repair. For those needing fast credit repair services, they provide an emergency service. But with A Plus Emergency Credit Repair, will I receive the desired outcomes? These are the data about the offerings of this firm, their prices, and their standing.
About Plus Emergency Credit Repair Established in 2015 in Irvine California, A Plus Emergency Credit Repair is a corporation It claims to be among the top credit restoration companies offering to eliminate bad entries in 30 to 60 days.
They provide many credit repair programs housed under separate packages. The basic package consists of credit education, letter writing to contest mistakes on your credit record, and credit report corrections. Higher-priced packages provide more services like credit attorney review, stop and desist letters, creditor interventions, and ongoing credit monitoring.
It says anybody may register with the firm. They help consumers deal with current tax liens, judgments, collections, late payments, foreclosures, and bankruptcies.
A Plus Emergency Services and Fees
A Plus Emergency Credit Repair offers several tiered packages.
- Bronze Package Cost: basic membership of dollar195 plus dollar99 per month Services: credit reports, credit report letters, and credit report information.
- Silver Package Cost: annual cost of $245 and $129 per month. Services: all Bronze services plus cease and desist letters
- Gold Package Cost: enrollment fee of dollar295 plus dollar159 per month Services: all Silver services and creditor interventions
- Platinum Package Cost: enrollment fee of $345 plus $189 per month Services: All Gold services plus ongoing credit monitoring plus credit attorney review
All packages have a one-time enrollment charge and monthly dues. No contracts are made for the long term and services can be discontinued at any time of the client's choice.
The company also offers services such as tax lien removal at dollar150, judgment removal at dollar250, and bankruptcy removal at dollar450. Other types of specialized disputes may attract other extra fees.
In conclusion, A Plus Emergency Credit Repair is quite effective as it helps people clear their credit reports and improve their financial standing.
I could not find any reviews on the internet that are not affiliated with the company or a partner program of A Plus Emergency Credit Repair. Despite this, the company does hold an A rating with the Better Business Bureau and customers have left positive reviews on the BBB website. However, most of the independent review sites have very limited information on this relatively new company.
The company which offers credit repair services also boasts the ability to increase credit scores by hundreds of points in a short time. Nonetheless, credit experts recommend being wary of any company that gives such promises as this one does. Even by law, no company can promise to improve your credit score or ensure that certain items will not appear on your credit reports again.
The effectiveness of any credit repair company depends on the items, which affect your credit and your credit file. Nothing can make them delete them in the shortest time if you have recent late payments or other accurate negative items. According to the Fair Credit Reporting Act, items that can be deleted are those that are inaccurate, unverified, or outdated.
However, one emerging concern is that A Plus Emergency Credit Repair does not offer much information on how they handle the dispute process. They generally state that they will contest adverse information for inaccuracy and unsubstantiated information. However, they fail to indicate what their dispute letters contain or their effectiveness in terms of removals.
With a low amount of reviews, one can not state how much A Plus Emergency Credit Repair outperforms or underperforms competitors. Like any other credit repair service provider, your experience is going to be determined by the nature and state of your credit.
Pros
- No long-term contracts
- BBB Rating: Better
- Diversity of services offered
Cons
- It involves high enrollment and fixed monthly charges.
- The processes are not clearly defined appropriately.
- False claims about credit score boost
Is It Wise To Go For A Plus Emergency Credit Repair?
A Plus Emergency Credit Repair is probably legitimate but does not seem to offer anything that would be particularly useful for most consumers. The fact that membership can be canceled at any time is a plus, but the fees are slightly higher than other similar sites. However, the fact that they are not clear about what exactly they are disputing is worrying as well.
However, this service may prove beneficial for individuals who are struggling with credit problems and have several negative marks on their credit reports, and who are not overly concerned with the costs. The availability of packages is useful for consumers who may require additional services, such as cease and desist letters and ongoing monitoring.
However, if one has a few entries with errors that they would like to fight, the fundamental packages of most credit repair services should do the trick. Other repair companies offer similar or even better services but at a reduced total expense.
If you do need fast, aggressive credit help, then A Plus Emergency Credit Repair could be the answer. Just be sure that your fees are slightly higher than the competition’s fees. Like with any credit repair service, the terms should be read carefully, and it is possible to repair credit on your own without paying for anything.
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